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School Of Health Care added blog Wellness
2026-06-15 07:15:48 -

Navigating Lending Criteria for Properties with a Flying Freehold
When you are looking to purchase a property with a "flying freehold," the process can feel significantly more complicated than a standard home purchase. A flying freehold occurs when part of one property extends over or under another property that is not part of the same title, such as a master bedroom extending over a neighbour's garage or a living room over a shared passageway. Because this...

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Wise Campus added blog Wellness
2026-06-24 10:13:23 -

Why Do Lenders Sometimes Require a Retention on Completion for Minor Works Identified in a Survey?
The path to homeownership is rarely perfectly smooth, and one of the most common hurdles buyers face is the appearance of a "retention" clause in their mortgage offer. If a homebuyer’s survey highlights minor repair works—such as roof tile replacement, damp-proofing, or fixing a faulty electrical circuit—the lender may decide to withhold a portion of the loan until those...

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